:root {
  color-scheme: light;
  --ink: #13243b;
  --muted: #586a7e;
  --green: #087b63;
  --green-dark: #064e43;
  --green-soft: #e7f6f1;
  --navy: #183b56;
  --blue-soft: #eef5fa;
  --gold: #d7a53d;
  --line: #d9e2e8;
  --surface: #ffffff;
  --page: #f7faf9;
  --shadow: 0 18px 42px rgba(19, 36, 59, 0.11);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Aptos", "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--page);
  line-height: 1.65;
}

a {
  color: inherit;
}

button,
input,
textarea,
select {
  font: inherit;
}

h1,
h2,
h3,
p,
dl,
dd {
  margin-top: 0;
}

.container {
  width: min(1160px, calc(100% - 48px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid rgba(217, 226, 232, 0.9);
  backdrop-filter: blur(14px);
}

.nav-wrap {
  width: min(1220px, calc(100% - 48px));
  min-height: 76px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
  text-decoration: none;
}

.brand img {
  width: 46px;
  height: 46px;
  object-fit: cover;
  border-radius: 8px;
}

.brand strong,
.brand span {
  display: block;
}

.brand strong {
  color: var(--green-dark);
  font-size: 15px;
  line-height: 1.2;
}

.brand span span {
  margin-top: 2px;
  color: var(--muted);
  font-size: 11px;
  font-weight: 700;
}

.nav {
  display: flex;
  align-items: center;
  gap: 26px;
  color: #30465a;
  font-size: 14px;
  font-weight: 700;
}

.nav a {
  text-decoration: none;
}

.nav a:hover {
  color: var(--green);
}

.nav-contact {
  min-height: 40px;
  padding: 8px 15px;
  display: inline-flex;
  align-items: center;
  border: 1px solid var(--green);
  border-radius: 6px;
  color: var(--green);
}

.menu-button {
  display: none;
  min-height: 40px;
  border: 1px solid var(--line);
  border-radius: 6px;
  background: var(--surface);
  color: var(--ink);
  padding: 7px 12px;
  font-weight: 700;
}

.hero {
  position: relative;
  min-height: 650px;
  display: flex;
  align-items: center;
  isolation: isolate;
  background: url("/assets/hero-lending.jpg") center 46% / cover no-repeat;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: rgba(4, 45, 40, 0.59);
}

.hero-inner {
  width: min(1160px, calc(100% - 48px));
  margin: 0 auto;
  padding: 72px 0 94px;
}

.hero h1 {
  width: min(660px, 100%);
  margin-bottom: 22px;
  color: #fff;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 64px;
  line-height: 1.03;
  font-weight: 700;
  letter-spacing: 0;
}

.hero .lead {
  width: min(650px, 100%);
  margin-bottom: 30px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 19px;
}

.eyebrow {
  margin-bottom: 12px;
  color: var(--green);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.eyebrow.light {
  color: #baf0dd;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 22px;
}

.button {
  min-height: 46px;
  padding: 10px 19px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--green);
  border-radius: 6px;
  background: var(--green);
  color: #fff;
  font-weight: 800;
  text-decoration: none;
}

.button:hover {
  background: var(--green-dark);
  border-color: var(--green-dark);
}

.light-button {
  border-color: #fff;
  background: #fff;
  color: var(--green-dark);
}

.light-button:hover {
  border-color: var(--green-soft);
  background: var(--green-soft);
  color: var(--green-dark);
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--green);
  font-weight: 800;
  text-decoration: none;
}

.text-link span {
  font-size: 20px;
}

.light-link {
  color: #fff;
}

.trust-strip {
  position: relative;
  z-index: 2;
  width: min(1160px, calc(100% - 48px));
  margin: -34px auto 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  background: var(--surface);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.trust-item {
  min-height: 106px;
  padding: 22px 26px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border-right: 1px solid var(--line);
}

.trust-item:last-child {
  border-right: 0;
}

.trust-item span {
  margin-bottom: 3px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
}

.trust-item strong {
  color: var(--navy);
  font-size: 17px;
}

.content-band {
  padding: 92px 0;
}

.section-heading {
  margin-bottom: 42px;
}

.centered-heading {
  max-width: 820px;
  text-align: center;
}

.section-heading h2,
.split-heading h2,
.company-copy h2,
.values-copy h2,
.contact-layout h2,
.page-title h1 {
  margin-bottom: 16px;
  color: var(--ink);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 44px;
  line-height: 1.13;
  letter-spacing: 0;
}

.section-heading > p:last-child,
.split-heading > p,
.company-copy > p,
.verification-layout p,
.page-title .lead {
  color: var(--muted);
  font-size: 17px;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.service-card {
  min-height: 250px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface);
}

.service-number {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 34px;
  border-radius: 50%;
  background: var(--green-soft);
  color: var(--green);
  font-size: 12px;
  font-weight: 800;
}

.service-card h3,
.process-list h3 {
  margin-bottom: 9px;
  font-size: 21px;
}

.service-card p,
.process-list p {
  margin-bottom: 0;
  color: var(--muted);
}

.process-band,
.faq-band {
  background: var(--blue-soft);
}

.split-heading {
  margin-bottom: 48px;
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(300px, 0.7fr);
  gap: 80px;
  align-items: end;
}

.process-list {
  margin-bottom: 0;
  padding-left: 0;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  list-style: none;
}

.process-list li {
  position: relative;
  min-height: 260px;
  padding: 0 26px;
  border-left: 1px solid #c9d8e2;
}

.process-list li:first-child {
  padding-left: 0;
  border-left: 0;
}

.process-list li > span {
  width: 42px;
  height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 42px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 800;
}

.values-band {
  background: var(--green-dark);
  color: #fff;
}

.values-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(360px, 0.75fr);
  gap: 88px;
  align-items: center;
}

.values-copy h2,
.contact-layout h2 {
  color: #fff;
}

.values-copy > p {
  margin-bottom: 26px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 17px;
}

.values-list {
  border-top: 1px solid rgba(255, 255, 255, 0.22);
}

.values-list div {
  padding: 23px 0;
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.22);
}

.values-list strong {
  color: #c7f2e4;
}

.values-list span {
  color: rgba(255, 255, 255, 0.78);
}

.company-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(400px, 0.75fr);
  gap: 90px;
  align-items: center;
}

.company-copy .button {
  margin-top: 12px;
}

.company-facts {
  margin-bottom: 0;
  border-top: 1px solid var(--line);
}

.company-facts div {
  padding: 18px 0;
  display: grid;
  grid-template-columns: 150px 1fr;
  gap: 24px;
  border-bottom: 1px solid var(--line);
}

.company-facts dt {
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.company-facts dd {
  margin-bottom: 0;
  font-weight: 700;
}

.faq-list {
  border-top: 1px solid #c9d8e2;
}

.faq-list details {
  border-bottom: 1px solid #c9d8e2;
}

.faq-list summary {
  position: relative;
  padding: 24px 52px 24px 0;
  cursor: pointer;
  list-style: none;
  font-size: 19px;
  font-weight: 800;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "+";
  position: absolute;
  right: 4px;
  top: 19px;
  color: var(--green);
  font-size: 25px;
  font-weight: 400;
}

.faq-list details[open] summary::after {
  content: "−";
}

.faq-list details p {
  max-width: 850px;
  padding-bottom: 24px;
  color: var(--muted);
}

.verification-band {
  background: var(--surface);
}

.verification-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(420px, 0.75fr);
  gap: 90px;
  align-items: center;
}

.verification-layout h2 {
  margin-bottom: 14px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 40px;
  line-height: 1.15;
}

.sender-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.sender-list span {
  min-height: 46px;
  padding: 10px 14px;
  display: flex;
  align-items: center;
  border-left: 3px solid var(--green);
  background: var(--green-soft);
  color: var(--green-dark);
  font-weight: 800;
}

.contact-band {
  padding: 72px 0;
  background: var(--navy);
  color: #fff;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 70px;
  align-items: center;
}

.contact-layout h2 {
  max-width: 760px;
  margin-bottom: 0;
  font-size: 38px;
}

.contact-actions {
  min-width: 330px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
  color: rgba(255, 255, 255, 0.74);
  font-size: 13px;
}

.contact-actions .button {
  margin-bottom: 8px;
}

.site-footer {
  padding: 56px 0 0;
  background: #0f263a;
  color: #d8e4eb;
}

.footer-wrap {
  width: min(1160px, calc(100% - 48px));
  margin: 0 auto;
  padding-bottom: 46px;
  display: grid;
  grid-template-columns: minmax(320px, 1fr) auto;
  gap: 60px;
}

.footer-brand {
  max-width: 480px;
  display: flex;
  align-items: flex-start;
  gap: 15px;
}

.footer-brand img {
  width: 52px;
  height: 52px;
  border-radius: 8px;
}

.footer-brand strong {
  color: #fff;
}

.small {
  margin-bottom: 0;
  color: #9fb0bd;
  font-size: 13px;
}

.footer-columns {
  display: grid;
  grid-template-columns: repeat(3, minmax(130px, 1fr));
  gap: 34px;
}

.footer-columns div {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-columns strong {
  margin-bottom: 4px;
  color: #fff;
  font-size: 13px;
}

.footer-columns a {
  color: #b7c6d0;
  font-size: 13px;
  text-decoration: none;
}

.footer-columns a:hover {
  color: #fff;
}

.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-legal > div {
  width: min(1160px, calc(100% - 48px));
  margin: 0 auto;
  padding: 24px 0 30px;
}

.footer-legal p {
  margin-bottom: 5px;
  color: #8fa3b2;
  font-size: 11px;
}

.page-title {
  padding: 76px 0 68px;
  background: var(--green-dark);
  color: #fff;
}

.page-title > * {
  width: min(980px, calc(100% - 48px));
  margin-left: auto;
  margin-right: auto;
}

.page-title h1 {
  max-width: 840px;
  color: #fff;
  font-size: 52px;
}

.page-title .lead {
  max-width: 800px;
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.76);
}

.content-page {
  width: min(980px, calc(100% - 48px));
  margin: 56px auto 72px;
  padding: 46px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface);
}

.content-page h2 {
  margin: 34px 0 10px;
  color: var(--ink);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  line-height: 1.2;
}

.content-page h2:first-child {
  margin-top: 0;
}

.content-page p,
.content-page li {
  color: var(--muted);
}

.content-page a {
  color: var(--green);
  font-weight: 700;
}

.content-page ul {
  padding-left: 22px;
}

.two-column {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.contact-card {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfdfc;
}

.contact-card h2 {
  margin-top: 0;
  font-family: inherit;
  font-size: 21px;
}

.contact-card a {
  overflow-wrap: anywhere;
}

@media (max-width: 940px) {
  .menu-button {
    display: inline-flex;
  }

  .nav {
    position: absolute;
    top: 66px;
    left: 20px;
    right: 20px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    padding: 14px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: var(--surface);
    box-shadow: var(--shadow);
  }

  .nav[data-open] {
    display: flex;
  }

  .nav a {
    padding: 10px 8px;
  }

  .nav-contact {
    border: 0;
  }

  .hero {
    min-height: 600px;
    background-position: 62% center;
  }

  .hero h1 {
    font-size: 52px;
  }

  .trust-strip,
  .service-grid {
    grid-template-columns: 1fr;
  }

  .trust-item {
    min-height: 82px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .trust-item:last-child {
    border-bottom: 0;
  }

  .split-heading,
  .values-layout,
  .company-layout,
  .verification-layout,
  .contact-layout,
  .footer-wrap {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .process-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 30px 0;
  }

  .process-list li:nth-child(3) {
    padding-left: 0;
    border-left: 0;
  }

  .service-card {
    min-height: auto;
  }

  .service-number {
    margin-bottom: 22px;
  }

  .footer-columns {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 620px) {
  .container,
  .nav-wrap,
  .hero-inner,
  .trust-strip,
  .footer-wrap,
  .footer-legal > div,
  .page-title > *,
  .content-page {
    width: min(100% - 30px, 1160px);
  }

  .nav-wrap {
    min-height: 66px;
  }

  .brand img {
    width: 40px;
    height: 40px;
  }

  .brand strong {
    font-size: 13px;
  }

  .hero {
    min-height: 610px;
    background-position: 68% center;
  }

  .hero::before {
    background: rgba(3, 38, 35, 0.69);
  }

  .hero-inner {
    padding: 62px 0 86px;
  }

  .hero h1 {
    font-size: 42px;
  }

  .hero .lead {
    font-size: 17px;
  }

  .hero-actions {
    align-items: flex-start;
    flex-direction: column;
  }

  .trust-strip {
    margin-top: -28px;
  }

  .content-band {
    padding: 68px 0;
  }

  .section-heading h2,
  .split-heading h2,
  .company-copy h2,
  .values-copy h2,
  .page-title h1 {
    font-size: 36px;
  }

  .process-list {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .process-list li,
  .process-list li:nth-child(3) {
    min-height: 0;
    padding: 24px 0;
    display: grid;
    grid-template-columns: 42px 1fr;
    gap: 18px;
    border-left: 0;
    border-bottom: 1px solid #c9d8e2;
  }

  .process-list li > span {
    margin-bottom: 0;
  }

  .values-list div,
  .company-facts div {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .sender-list,
  .two-column,
  .footer-columns {
    grid-template-columns: 1fr;
  }

  .contact-layout h2 {
    font-size: 32px;
  }

  .contact-actions {
    min-width: 0;
  }

  .content-page {
    margin-top: 34px;
    padding: 26px 22px;
  }
}